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Council of Cooperative Health Insurance
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AskDaman
11. Is the employer obliged to provide insurance for their employee’s wife who entered the Kingdom through a visit visa?
No, the employer is not obliged to provide insurance for her,
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12. Is the baby covered by insurance as of the first day of insurance for the insured, whether she is an employee or a dependent?
Yes, costs of the primary healthcare provided for newborn babies after delivery are covered, whether the mother is an employee or a dependent
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13. Is insurance linked with the employee’s renewal of residence permit (Iqama)?
Employers shall be obliged to conclude an insurance policy for its employees and their dependents who are covered by
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14. Does the cooperative health insurance policy cover a vehicle accident caused by the (insured driver) who is 14 years old (i.e. who does not have a driving license)?
No, because he is in a state of breaching the laws and regulations (a driver without driving license).
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15. Has the cooperative health insurance policy determined a certain age limit which the sponsor or employer has to adhere to in insuring its staff?
No, the cooperative health insurance policy does not prescribe an age limit.
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16. What are the cases which the employer can use to cancel the insurance policy for expat employees?
Health insurance coverage for expat workers may be cancelled in the cases below
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17. Does the cooperative health insurance policy cover vision correction operations (Laster, Lasik)?
No, it does not, except for some special medical conditions, which cannot be treated but through vision correction operations and
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18. Is an employer entitled to cancel the health insurance policy for non-Saudi workers who do now show up at work?
No, it is not entitled to do so until expiry of the valid policy.
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19. Will outside doctor costs be covered by the cooperative health insurance policy?
Costs of external doctors will not be covered by the cooperative health insurance policy as long as
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20. Does insurance cover hepatitis?
Yes, all hepatitis categories are covered.
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